Executive Leadership

Chris has two decades of financial services experience, specializing in mortgage insurance and mortgage finance. Most recently, Chris was a Managing Director at Tilden Park Capital Management, where he led the firm's corporate entity investments across equity and corporate debt. He was previously the Director of Research at Compass Point Research & Trading, partner at Autonomous Research, and held positions at Millennium Management and Fannie Mae. Chris holds a B.S. in Quantitative Finance from James Madison University.

Nicole has two decades of experience providing strategic legal advice to mortgage insurers and other insurance companies. She was previously Vice President and Associate General Counsel at NMI Holdings, where she was a key legal advisor during the company's launch and IPO. She has also served as Assistant General Counsel at The PMI Group and Senior Legal Counsel at Aspen Insurance Group. Nicole holds a B.A. in American Studies from Yale University and a J.D. from the UC-Berkeley School of Law.

Rick is a senior financial services executive with more than 35 years of experience across private mortgage insurance, enterprise risk management, and large-scale operations leadership. He plays a central role in building Anza's operating model, governance framework, industry relationships, and regulatory readiness. Rick held multiple c-suite positions at Radian Group, including Chief Operating Officer of Radian Guaranty, Chief Risk Officer, and Chief Information Officer. Rick holds a B.A. in Political Economy from UC-Berkeley and an M.B.A. from NYU.

Derron has over 25 years of experience in technology-driven organizations, serving major enterprise customers. Most recently, Derron was the Chief Operating Officer and, formerly, the Chief Technology Officer at Planalytics, a weather-driven demand analytics company serving Fortune 500 customers. Previously, he served as the Chief Technology Officer at Ecount, an early developer of prepaid credit card issuance that was acquired by Citigroup in 2007. Derron holds a B.S.E. in Computer Science from the University of Pennsylvania and an M.B.A. from Temple University.

Cristian has two decades of financial services experience, specializing in risk management and data analytics across consumer credit and mortgage finance. Most recently, Cristian was Vice President of Data Solutions in the Decision Analytics Organization at Experian. He also spent over 15 years at Fannie Mae, leaving as a Senior Director, across many core initiatives including the HAMP NPV model, the Flex Mod and Payment Deferral program, MI factor model, and implementing the Conservator Capital Framework. Cristian holds a B.A. in Economics and an M.B.A. from the University of Maryland.

Heather has over 25 years of audit and accounting experience in the financial services industry. Most recently, Heather served as Assistant Controller at National MI, overseeing revenue, reinsurance, investments, and financial close accounting teams. She has previous experience at Bank of America and KPMG's audit practice. Heather holds a B.S. in Accounting from Appalachian State University.

Bryan has three decades of experience with leadership across a broad array of mortgage and mortgage insurance activities. Bryan was previously the VP of Underwriting at MGIC, the VP of Policy Acquisition and Servicing at MGIC, and the Chief Operating Officer of Stonegate Mortgage. Bryan has a B.A. in Accounting from Western State College.

Bob has 25 years of experience in mortgage credit risk analysis. Before joining Anza, he spent 19 years at Fannie Mae, most recently serving as Principal Economist. At Fannie Mae, he managed its loss mitigation analysts in the aftermath of the global financial crisis, led the Desktop Underwriter modeling team through the 10.1 release cycle, managed valuation for the firm's NPL/RPL portfolios, and estimated lender price elasticities. He also held modeling positions at Wachovia, Washington Mutual, GMAC-RFC, and the Bureau of Labor Statistics. Bob holds a B.A. in Economics from Princeton University and an M.A. in Economics from the Johns Hopkins University.

Yami brings over 30 years of experience in the finance industry. Her career spans leadership roles across mortgage insurance, mortgage servicing, student debt management, and credit card operations. Before joining Anza, Yami served as the leader of Servicing Operations at Republic Mortgage Insurance Company. She has also held key positions in Enterprise Risk Management at Wachovia, and at Barclays Capital, serving as Collections Site Manager and Learning and Development Manager, directing training programs and overseeing operations in mortgage servicing and student debt management. Earlier in her career, she managed credit card operations for First Union National Bank. Yami earned a Bachelor of Arts from Florida International University.

Christene brings 37 years of results-driven experience in mortgage lending and operations. Her career spans leadership roles across the full loan origination life cycle, with a focus on strategic growth, operational governance, and regulatory compliance. Before joining Anza as Vice President of MI Underwriting and Operations, Christene oversaw all mortgage operations for one of Central Ohio's largest credit unions. She has also held key leadership positions directing mortgage operations and sales for one of the nation's largest CUSO VA lenders, and successfully headed the underwriting division of the largest mutual bank in Ohio. At Anza, she is leveraging her extensive operational expertise to build a talented, technology-forward MI acquisition team.