Underwriting Guidelines
Streamlined underwriting guidelines designed to maximize efficiency for our lender partners. We align with GSE standards without overlays.
Our Approach
GSE Alignment
Coverage Requirements
Underwriting Standards
Key Principles
Our underwriting guidelines are built on transparency, consistency, and alignment with industry standards.
GSE-Conforming Loans
If a loan is approved by Fannie Mae or Freddie Mac, we will insure it. Our guidelines mirror GSE requirements to eliminate confusion and streamline the approval process.
- No overlays to GSE guidelines
- Consistent with Fannie Mae and Freddie Mac standards
- Automated decisioning support
Early Rescission Relief
Our early rescission relief program provides rapid certainty to lenders that coverage will remain in place and claims will be paid promptly.
- Coverage transparency and certainty
- No Surprise Rescissions or Denials
- Prompt claim payments
Documentation
Access our complete library of policy documents, guidelines, and resources.
Master Policy
Complete terms and conditions of coverage
Version 1.0
Early Rescission Relief Guidelines
Coverage certainty and rescission relief program details
Updated Monthly
Underwriting Guidelines
Detailed loan eligibility criteria
Version 2.1
Technology Integrations
Integration specifications and technical documentation
Version 1.0
Questions About Our Guidelines?
Our team is ready to help you understand our underwriting requirements and how they can support your lending operations.