Underwriting Guidelines
Simple, predictable underwriting built around GSE standards. Our guidelines align with Fannie Mae and Freddie Mac requirements—without overlays—making it easier for lenders to originate loans with confidence.
Our Approach
Simple Eligibility
Transparent Coverage
Consistent Decisions
The Anza Difference
Our underwriting guidelines are built on transparency, consistency, and alignment with industry standards.
GSE-First Philosophy
We believe the GSEs have established a strong underwriting framework. Rather than creating additional overlays, we align with Fannie Mae and Freddie Mac eligibility requirements to simplify underwriting and provide greater predictability for lenders.
- No unnecessary overlays
- GSE-aligned eligibility
- Simplified underwriting process
Early Rescission Relief
Our Early Rescission Relief program gives lenders greater certainty by confirming coverage eligibility early in the loan lifecycle, reducing rescission risk, and providing confidence that claims will be handled as expected.
- Greater coverage certainty
- Reduced rescission risk
- Prompt, transparent claims handling
Documentation
Access our complete library of policy documents, guidelines, and resources.
Master Policy
Complete terms and conditions of coverage
Early Rescission Relief Guidelines
Coverage certainty and rescission relief program details
Underwriting Guidelines
Detailed insurance eligibility criteria
Technology Integrations
Integration specifications and technical documentation
Questions About Our Guidelines?
Our team is ready to help you understand our underwriting requirements and how they can support your lending operations.